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经济援助-贷款

皇冠8868会员登录谷学院参加了威廉·D. 福特直接学生贷款计划.  所有联邦直接贷款都要求 FAFSA 完成.   

Click on the buttons below for information on student 和 parent loans.  额外的 有关联邦直接贷款的信息可在 http://studentaid.ed.gov/ sa /  和 http://www.热门产品.gov /

皇冠8868会员登录 谷学院 contracts with Student 连接ions for loan default assistance.  You can contact Student 连接ions, or your loan servicer, for information on how 新型冠状病毒肺炎和《皇冠6686会员登录》会影响你的学生贷款.

学生联系新型冠状病毒肺炎和关怀信息

的 Direct 贷款 program offers long-term loans, which will allow students to postpone paying for a portion of their school expenses until after they graduate or leave school. Repayment begins six months after completion or withdrawal from the program. 皇冠8868会员登录 山谷学院参加了威廉D. 福特直接贷款计划(补贴) 和未受资助的).

  • 直接资助贷款 是即. A student's eligibility to borrow is based on financial need as determined by the federal government who pays interest on the loan while the student is in school.

  • 直接无补贴贷款 do not require a student to show financial need; however, the cost of the student's 教育必须超过提供的任何其他经济援助. 是学生，不是联邦政府 government, is responsible to pay all interest that accrues on this loan.

  • 直接父母贷款计划-(PLUS)  PLUS 贷款 are for parents borrowing on behalf of a dependent child. 利率 变量的上限是8.5%. 借款人支付高达1%的贷款担保费用 贷款发放费3%. A parent may only borrow up to the cost of their student's education, as determined by the college, less any financial aid or other assistance 学生可能会收到. 的 borrower has the option of beginning repayment on the PLUS loan either 60 days after the loan is fully disbursed or waiting until six months after the dependent student on whose behalf the parent borrowed ceases to be enrolled 至少在半场的基础上.

    • 家长借款人必须:
      • Be borrowing on behalf of a dependent undergraduate student
      • 要么是U.S. 公民,你.S. 国民或符合条件的非公民
      • Not be in default on any education loan or owe a refund on any education grant
      • 没有不良信用记录.S. 教育部

    • 受抚养学生必须:
      • 要么是U.S. 公民,你.S. 国民或符合条件的非公民
      • Be enrolled or accepted for enrollment at least half-time in a degree or certificate 在符合条件的学校学习
      • Not be in default on any student loan or owe a refund on any education grant

贷款 recipients must maintain 6 or more credits to maintain eligibility for the Direct 贷款. If a student's enrollment drops below six credits during a quarter, the college 是美国所要求的.S. 教育部取消了学生的贷款. 的 student is no longer eligible to receive any further funds from the original loan 应用程序. 的 student must be re-approved for the receipt of further loan aid.

First-time student loan borrowers will experience a 30 day delay in the release of their 学生贷款支票. 的 college is required to hold loan checks 30 days into the quarter to ensure the student is making satisfactory academic progress. 第一次的借款人 are required to go through loan entrance counseling when applying for the Federal Direct 贷款 和 loan exit counseling upon leaving 皇冠8868会员登录 谷学院 or graduating. 学生 must complete 和 submit to the financial 援助办公室 a student loan 应用程序 为了申请学生贷款

You can determine your approximate monthly repayment by using the loan calculator at http://www.mappingyourfuture.org/paying/standardcalculator.cfm. Borrow carefully 和 don’t borrow more than what you can repay. 记住你的贷款 repayment will be an additional monthly bill you will have to pay when you graduate.  Other useful calculators for calculating your budget, school affordability, loan repayments 贷款合并可在以下网址查询: http://studentaid.ed.gov/ sa /

新的皇冠8868会员登录债务管理工具的学生

美国.S. 教育部(ED)刚刚发布了一份新的 皇冠8868会员登录互动式贷款咨询工具 帮助学生管理贷款债务.

的 Financial Awareness 咨询 Tool aims to provide students with basic financial management information, such as their current loan debt 和 estimates of debt levels 当毕业后有利息时.

的 tool provides students with five interactive tutorials on topics including managing 预算和避免违约. 学生还可以访问他们的个人贷款历史 并获得个性化的反馈.

Check this site out for information to help you underst和 your financial aid 和 协助你管理你的财务.

http://www.studentloans.gov/myDirectLoan/index.action/

Direct loan funds will not be disbursed to first-time WVC borrowers until the required 入学辅导已经完成. 你可以去入学咨询网站 site, review your rights 和 responsibilities as a borrower 和 complete a short quiz. Once you complete the quiz correctly, the results will be forwarded to the financial 援助办公室. We cannot process your request for a student loan unless you have submitted a FAFSA to our office for the appropriate academic year 和 have submitted a loan 申请工作表，可以在我们办公室找到.

http://www.studentloans.gov/myDirectLoan/index.action

贷款 exit counseling is required for loan recipients who cease enrollment at 皇冠8868会员登录 谷学院. You will go to the exit counseling Web site, review your rights 和 responsibilities as a borrower 和 complete a short quiz. 结果将被转发 以电子方式发给财政援助办公室.

150%补贴贷款规则信息表

On July 6, 2013, a new provision was added to the Direct 贷款 statutory requirements that limits a new borrower's eligibility for Direct Subsidized 贷款 to a period not to exceed 150 percent of the length of the borrower's educational program. 在某些 conditions, the provision also causes new borrowers who have exceeded the 150 percent limit to lose the interest subsidy on their Direct Subsidized loans.

To find out how the 150 Percent Rule affects you 和 your student loan, download the 资料表，也可浏览 http://www.studentloans.gov/myDirectLoan/index.action 了解更多信息.
华盛顿州学生贷款教育

的 Washington State Student Achievement Council (WSAC) has launched a new loan information 和 resource website to help students 和 families navigate the often complicated 学生贷款和还款的世界. 新 华盛顿州学生贷款教育 site provides multiple learning modules to help education consumers better underst和 高等教育的成本和考虑.